In modern capitalist society, the "consumer society", people over-consume consumer goods, products that most of the time they don't even need.

They are often influenced by the media, which exhaustively puts out information and advertisements in order to generate consumption.

But you have to realize that not everything shown in advertisements is ideal for you, and maybe you don't need it.

When you realize that the money you earn from your work isn't enough to pay your bills or that you can't set aside a portion of that money for unforeseen events or for income, such as financial investments, it's a sign that something needs to change and it's up to you.

Below are some tips that can help you respect your money better so that you can achieve your goals.

Tips on how to save your money

• Clearly define your objectives
• Know how to say no to what you don't need
• Prioritize what's important
• Create other sources of income
• Opt for cash payment

1 - Clearly define your objectives

If you're motivated and have a goal in mind, it's much easier to achieve it. It could be a trip, buying a car, etc. Find out the value of your goal and then it's easier to save the money to buy it in the future.

2 - Know how to say no to what you don't need

Identify what you really need to buy, for example, make a list of the things you need to buy, such as food and hygiene products, as well as the fixed services you need to pay, such as water, electricity, telephone bills, etc. Set aside an amount for the unexpected and save the rest.

3 - Prioritize what is important

By knowing what you like best, you won't waste money or energy.

4 - Create other sources of income 

If possible, don't depend on just one source of income. With the instability of the world economy, it's always good to be ahead of the game so that you don't lose too much.

5 - Opt for cash payment

If possible, don't use a credit card or overdraft. Always pay in cash, because not only will you not get into debt, but you can also get good discounts and save more money.

If you need help to start understanding and knowing how to save your money, look for a financial expert who can help you a lot in this process.

Good luck.